4 Scams to Watch Out for This Black Friday

black Friday sign and a clock

It’s a Thanksgiving Tradition!

Black Friday has traditionally been the day that ignites the holiday shopping season, sending masses of crowds through retailers across the nation. Unfortunately, it’s also a day that spawns a season of shopping scams.

Here are four scams to watch out for on Black Friday and throughout the holiday shopping season:

  1. The Amazon Prime service fraud scam
    In this ruse, a scammer posing as an Amazon representative, will call to notify a target about an alleged problem with their Prime account. The victim is prompted to download a tool onto their computer or mobile device so the caller can gain remote access for “helping them resolve the problem” at hand. They’ll then be instructed to log onto their banking account so the caller can be compensated for their time. Unfortunately, this will give the scammer free reign over the victim’s accounts.
  2. Phishing emails
    In these scams, the victim receives an email allegedly sent by Amazon or another large retailer, asking them to verify or update their account. Or, it might be to supposedly confirm an order. By using the link dropped into the email, the user will give their personal information directly to the scammer.
  3. Delivery issues
    Delivery scams generally take the form of a message appearing to be from UPS or another delivery service, informing the victim of a “delivery issue” with an order. They’ll be asked to confirm or update their info using a provided link. Doing so gives the scammer access to their financial information and opens the door to identity theft and more.
  4. Non-delivery scam
    This scam involves a person to person transaction and a purchased gift that never arrives.  The seller disappears after the electronic payment is made. There’s no way to request a refund or notify them about the no-show.

Avoid Black Friday scams

  • Never grant a stranger access to your device and/or accounts.
  • Don’t open links sent in emails from unverified contacts.
  • Never share sensitive information with an unknown contact.
  • Keep the privacy and spam settings on your devices at their strongest settings.
  • If you have an issue with an ordered item, contact the retailer directly through their site.
  • When shopping on a new site, look for a physical address, a customer service number and text that’s free of spelling errors.
  • Don’t let your heart overrule your head during this busy time of year.  If a deal looks too good to be true, it probably is.  Shop with reputable vendors who have a reputation to protect.

Stay safe!

 

Related posts


grandmother with 3 granddaughters

Don’t Get Caught in a Grandparent Scam

The grandparent scam has been around for decades, but technology has made it even easier for scammers to carry out. Find out what to watch for and how to avoid it! Continue reading
Woman at home staring at piles of paperwork that need to be organized and filed.

eStatements are Convenient and Private

Are piles of paperwork taking up space while waiting to filed, organized, burned or SOMETHING?  And those interesting, unattended stacks of documents just might invite curious relatives or houseguests to take a quick (or not-so-quick) look.   AFTCU has a solution that will free up space and keep prying eyes out of your financial business. The credit union mails monthly statements … Continue reading
pointing finger with the word hacked

5 Steps to Take After Being Hacked

So, you’ve been hacked! Welcome to the 21st century, when it seems like this happens to us all. Follow these 5 steps to help repair damage done by hackers. Continue reading