Advice

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Do It Today: Steps 1-4 of 12 toward Living a Debt-Free Life

If you’re determined that this will be the year you finally pay down (or pay off) that debt. Get ready, because this Do It Today plan will have you taking 12 steps on your journey toward living a debt-free life. Continue reading
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What Else You Should Know About Overdraft Coverage

Have you ever wandered what the difference was between Overdraft Transfer and Overdraft Privilege? Well look no further! Read this post for a more in-depth understanding between the two and see how they can work for you and your financial goals. Continue reading
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What’s the Best Way to Tackle Debt: Snowball or Avalanche Method?

Would you prefer an avalanche or a snowball? We’re talking about paying off your debt! In the snowball method, you pay off the smallest debt first, then move to the next smallest, etc. The avalanche method works the same way, but you take the debts in order of highest interest rate. Regardless of which option you choose, the point is to get started paying that debt off TODAY! Continue reading
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Is Debt Consolidation Right for Me?

If you’re stuck under a mountain of debt and making limited headway, debt consolidation might look like a great way out, and it can be! You can raise your credit score and simplify your life with one monthly payment; however, it doesn’t fix bad spending habits. You’ll have to guard against putting yourself back in the hole, and you might end up with a longer payment timeline. Continue reading
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6 Steps to Crushing Debt

You might look at your pile of debt and think you’ll never dig out from under it, but all it takes is some organization, budgeting and patience to get it done! Figure out what strategy you want to use, trim your budget in other areas to commit more to debt repayment and you’re well on your way. You can do this! Continue reading
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Born to be Wild

Are you dreaming of finally buying a motorcycle and hitting the open road? Bikes are a lot more expensive these days than they were in “Easy Rider” years, but that’s no reason not to chase your dream! Be sure you get the right kind of bike, whether you’re looking for long road trips, off-roading or chrome-shined cruising. Continue reading
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Tracking Holiday Spending Keeps Seasonal Stress Down

With the price of just about everything going up and uncertainty all around, it is more important than ever to have a plan for the holidays and stick to it. We've got plenty of ways for you to enjoy the season while staying on a budget. Continue reading
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Why are the prices so high now?

We’re just coming out of a pandemic, and now it looks like the next epidemic will be…inflation. Prices are up everywhere, on everything, but why? There’s not just one reason. So, for now, trim your discretionary expenses, look into tactics like couponing and shop sales as much as possible, buying only what you absolutely need. You’ll make it! Continue reading
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Read an E-Book Week

It's Read an E-Book Week! Did you know? Are you celebrating? Do you prefer ebooks or actual bound books? Check out this post to see what I've been reading! Continue reading